Oromia credit and saving share company pdf

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The role of microfanance institutions in improving livelihood

Nice post. Thanks for sharing. Thanks for sharing this useful information. Insurance Brokers Australia. Thanks Yafet for you comment and for the pdf I can send you if you give your address. I am too inspired from this blog thanks for share this informative blog post with us keep it up for share more information with us. Debiteurenbeheer uitbesteden. Nice and a vital information. Thanks for that. Please can you send me it's pdf through awortwestephen54 gmail. Twitter Like. A Case Study of Eshet Micro finance. Institution Jimma Branch. Fulfillment of B. BY: Milion Belay. To Advisor Yibeltal Ayalew. Co-Advisor Semere Getahun. Jimma University. College of Business and Economics. Department of Banking and Finance. January JimmaEthiopia. The main purpose of this study is to assess the credit risk management practice of Eshet MFI on Jimma branch specific issues like client screening and delinquency was addressed, in addition the institution most frequently use clients screening mechanism, personal or group guarantee and assessment of business venture. Thus the institution should employment other way of income generating activities other than high interest and service at minimum credit risk. First of all I would like to thank God for his helped me the inception to end this proposal. I Would like to express my deepest thank to my adviser Mr.

Oromia Credit and Saving Share Company


To browse Academia. Skip to main content. Log In Sign Up. Suadiq Mohammed. This research assessed about risk management practice in commercial bank of Ethiopia, Jimma main branch. The overall objective of the study is to assess to what extent the risk is affecting the effort of the bank was making towards to achieve its risk management practice. The source of the data the researcher used in this study is both primary and secondary data. Primary data was collected by interviewing the manager and a questionnaire was used. The secondary data was collected from journal and written document. To analyzing and interpreter the data percentage computation and table are used. Finally, the researcher summarized, concluded and forward recommendation based on the analysis made. I am also indebted to all those who devoted their money and time for the success of this research paper specially staff members of banking and finance department. Last but not least my gratitude and heartfelt thanks go to my beloved families for their support. I Abstract II Table of Contents III Abbreviation Risk management Background information of the respondents Summary of the finding, Conclusion and Recommendation Khan, Robert Raeside and David White. California, Sage The purpose of risk management program is to manage an organizations exposure to loss and protection its asset. Risk management benefits all types of organization facing potential losses including business, nonprofit organizations, individuals and families. Having clear understanding of all risks allow an organization to measure and prioritize them and take the appropriate action to reduce the loss. The existence of financial institution especially commercial bank is meaning less without managing risk of their various activities. Risk management processes are required to handle the risk that will occur in commercial bank. It is important to protect the reputation and public image of the commercial bank, to use up to date employees, technologies and machineries for its productivity and effective performance. Purchasing insurance, giving training to employee and employee very high standard of care play the greatest role in commercial bank. In the course of their operations, banks are invariably faced with different types of risk that may have a negative effect on their business. Risk management in the bank operation includes risk identification, measurement and assessment and its objective is to minimize negative effect can have on the financial result and capital of the bank. Banks are there fore required to form a special organizational unit in change of risk management. Also, they are required to prescribe procedures for risk identification, measurement and assessment, as well as procedures for risk management. Inthe state bank of Ethiopia become the central bank and was active until Make CBE the sole commercial bank in the country early inthe CBE received a regulatory approval allowing them to open up another branch in southern Sudan, juba. Today more than ever before, the CBE has aggressively expanded its presence in all direction of the country. Despite the flourishing of private commercial bank, CBE remind in the lead interims of asset, deposit, capital and customer base and branch network.


To browse Academia. Skip to main content. Log In Sign Up. Name of Chairman Signature Date ………………………………. Name of Major Advisor Signature Date …………………………………… ……………. Name of Co-advisor Signature Date …………………………………… ……………. Name of Internal Examiner Signature Date …………………………………. I hereby certify that I have read this thesis prepared under my direction and recommend that it be accepted as fulfilling the thesis requirement. This thesis has been submitted in partial fulfillment of the requirements for an advanced MSc degree at the Haramaya University and is deposited at the University Library to be made available to borrowers under rules of the Library. I solemnly declare that this thesis is not submitted to any other institution anywhere for the award of any academic degree, diploma, or certificate. Brief quotations from this thesis are allowable without special permission provided that accurate acknowledgement of source is made. Requests for permission for extended quotation from or reproduction of this manuscript in whole or in part may be granted by the department of Agricultural Economics, the Dean of the School of Graduate Studies, Haramaya University, when in his or her judgment the proposed use of the material is in the interests of scholarship. In all other instances, however, permission must be obtained from the author. He completed his primary education at Model number 1 primary school in Debrebrihan town and at Abiyot fire junior and secondary school at Fitche town of Oromia regional state where he moved from Debrebrihan due to his family. He completed his junior and high school education at Abiyot fire junior secondary school and at Fitche comprehensive secondary school respectively. A degree in Cooperative Business Management in July I am motivated and encouraged by the support and immense contributions made by my major advisor Dr. Jema Haji. I would like to thank him for his encouragement, thoroughly reading the manuscript, valuable comments, suggestions, professional advice, and close supervision. I also gratefully thank and appreciate profoundly the contributions made by Dr. Jemal Yusuf for his painstaking critics of the entire document and very useful comments made. I also want to acknowledge Meles Wondimu, project coordinator at Hararghe catholic secretariat Dire Dawa branch, for his overall encouragement, guidance, and support gave to me to realize this paper. Finally, I thank immensely members of the rural women based saving and credit cooperatives who properly responded to the questions raised and actively participated in the focused group discussion conducted and for the all supports and cooperation they did. Background 3 1. Statement of the Problem 3 1. Objectives of the Study 3 1. Scope and Limitations of the Study 3 1. Significance of the Study 3 1. Organization of the Thesis 3 2.


Statement of the Problem 1. Objectives of the Study 1. Research Hypothesis 1. Significance of the Study 1. Scope of the Study 1. Organization of the study. Theoretical Overview of Microfinance 2. Definition of Microfinance 2. History of Microfinance 2. History of Microfinance in Ethiopia 2. Point of views in Performance Measures 2. Sustainability of Microfinance 2. Financial sustainability 2. Profitability Theory 2. Profitability of Retail Banking 2. The Concept of Profitability 2. Profit and Profitability 2. Market Power Theory 2. Efficient Structure Theory 2. Portfolio Theory 2. Macroeconomic Variable External Factor 2. Ethiopian Scenario 2. Conceptual Framework. Research Design 3. Target Population 3. Sampling Technique and Sample size determination 3. Source of Data and Methods of Data Collection 3. Data Analysis and Technique 3.

Background 1. Problem statement 1. Objective of the Study 1. General objective 1. Specific objectives 1. Research Questions 1. Significance of the Study 1. Scope and Limitation of the Study 1. Scope of the study 1. Limitation of the study 1. Conceptual Framework. Theoretical Literature Review 2. Definitions and concepts 2. Sustainable livelihood framework 2. Empirical Review 2. Microfinance and its role in economic development 2. The role of microfinance on poverty reduction 2. Role of microfinance on livelihoods 2. Null Hypothesis. Description of the Study Area 3. Type of Research Design 3. Data Sources and Types 3.

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